A small team can offer Delta group dental with no waiting periods and the largest dentist network in the country, so employees across many ZIP codes are likely already in network.
| Option | How it works |
|---|---|
| PPO | Deepest in-network discounts; employees save most at a PPO dentist |
| PPO Plus Premier | Dual network; adds the broader Premier network for more in-network reach |
| DeltaCare USA (HMO) | Copay-based, assigned dentist, no annual maximum, lowest premium |
Group rates are quoted per business and pooled or community rated for small groups, so there is no single national price. As an illustration only, one state entity, Delta Dental of Connecticut, lists employee-only PPO rates starting around $28 to $38 a month depending on the design. Your rate depends on location, plan choice and group size. Employers pick the annual maximum from a menu, commonly $1,000 to $3,000, and can add a carryover on some designs.
The Connecticut figures are a labeled example, not a national rate. Get a quote for your business, ZIP and group size.
The strongest single line for a business owner whose staff are spread across ZIP codes is that most offices already take Delta, so almost everyone can stay with a dentist they know. Group plans also carry no waiting periods at any size, include clear aligners at no extra cost, and offer a carryover on some designs that can grow the effective maximum over claim-light years.
Standard vs rich group PPO, DeltaCare, and a cost-per-head estimator.
See how Delta group PPO, Premier and DeltaCare plans work, and estimate cost per head.
Checked against Delta Dental and program documents on July 2, 2026. Terms vary by plan and state; confirm yours before enrolling.
Delta Dental Small Business Program · deltadentalins.com
DeltaCare USA HMO plan · deltadentalins.com